Explanation of the relationship between the environmental risks and insurance of agricultural in the Golestan
Abstract Agricultural section activities, due to largely depend on environmental conditions are associated with high risks. Existence of these risks becomes a barrier to the investment promotion in the agricultural section. The variable nature of instability and unpredictable natural phenomena has created special conditions for this section, as a result of this, agricultural productions and future farmers is mixed with uncertainties. One way to reduce the vulnerability of farmers is insured agricultural products and with regard to the goal of agricultural insurance, high risk areas should be given more support and identification of high risk areas will further contribute to the officials. The aim of this study was to identify high-risk areas of the Golestan province in terms of the risk of flooding, earthquakes, droughts, desertification, soil, erosion and landslides, and explained the relationship between these factors and the agricultural insurance in these areas. In this study the software Arc Gis to obtain the required layers have been used to analyze and calculations areas. In every part of the study first calculate the area of risk factors in the city and then insurance of agricultural productions on the arable land in the cities mentioned and relationship between these two factors is investigated , and finally , the total city`s risk is calculated and compared with the analysis if agricultural insurance . the risk survey of landslide in the provinces indicate a relationship to the insured agricultural products, dedication and the percentage of arable land is not considerable in this city, earthquake hazard zonation map shows that most of the southern slopes of the Eastern and Northern provinces are located in zones of high earthquake risk, But this case also no correlation between the severity of earthquake insurance agricultural productions in the province is not seen. The study of soil erosion hazard zonation map was found that a very small area of southern province is located in the zone of moderate risk, and much of the northern and north-western province located in high risk zone and central and western areas of the province is located in the very low risk zone. survey map of the creation of desert in the Golestan province show that southern parts province are located in the low risk zone and whatever we are close to the areas of the province in increasing dangers of the creation of desert , as northern province have been at the risk of the creation of desert . Evaluation of agricultural insurance in the creation of desert risk zones showed that Gonbad city is at high of the creation of desert and parallel to insure that the percentage of agricultural land in this city is remarkable, therefore there is a relationship between the risk of the creation of desert and land insurance. The drought hazard zonation maps suggest that the relative relationship between the risk of drought and agricultural land in the province are insured. The overall conclusion is that the present situation is only natural hazards related to climate change (the creation of desert and drought) is associated with agricultural products insurance.
Keyword: the agricultural products insurance, natural hazards, flood, landslide, earthquake, drought, the creation of desert. |
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